WHAT IS A NOTARY PUBLIC?
WHY ARE DOCUMENTS NOTARIZED?
HOW DOES A NOTARY IDETIFY A SIGNER?
WHAT EXACTLY IS A NOTARIZATION?
DOES NOTARIZATION MEAN THAT THE INFORAMTION ON
A DOCUMENT IS TRUE?
WHAT IS A NOTARY SIGNING AGENT?
WHAT ARE THE REQUIREMENTS FOR A NOTARY SIGNING
AGENT?
WHAT SHOULD I BRING WITH ME TO THE SIGNING?
WHAT IS A NOTARY PUBLIC?
A notary public is an individual issued an appointment by
the Governor or
Secretary of State to serve the public as an impartial witness,
performing notarial
acts as are allowed or required by law.
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WHY ARE DOCUMENTS NOTARIZED?
Notarization is intended to deter fraud. The impartial witness
(Notary) ensures that the signer of a document is who they
say they are, and that the person has indeed signed the document
willingly.
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HOW DOES A NOTARY IDENTIFY A SIGNER?
Generally, the Notary will ask to see a current identifying
document that has a photograph, physical description, and
signature. A driver's license, military ID, or passport is
usually acceptable.
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WHAT EXACTLY IS A NOTARIZATION?
A “notarization” is more precisely called a “notarial
act.” This term refers to any act that a notary public
is authorized to perform, and includes taking or administering
an oath, affirmation, or acknowledgment, taking a verification
under oath or affirmation, witnessing or attesting a signature,
certifying or attesting a copy, and noting a protest of a
negotiable instrument. (Further information and definitions
of some important terms are provided in the next section of
this manual, entitled Notarial Acts.")
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DOES NOTARIZATION MEAN THAT THE INFORMATION
ON A DOCUMENT IS TRUE?
No. Notarization does not prove that information or statements
on a document are true or accurate. The signer is responsible
for the content of the documents. The notary certifies the
identity of the signer.
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WHAT IS A NOTARY SIGNING AGENT?
A Notary Signing Agent is a Notary with special expertise
in notarizing loan document signings. He or she is hired as
an independent contractor by either a real estate lender,
a closing agent, or a signing service to ensure that loan
documents are delivered to and signed by a borrower, then
notarized as necessary and returned for processing in a timely
manner.
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WHAT ARE THE REQUIREMENTS FOR A NOTARY SIGNING
AGENT?
The person must be a commissioned Notary Public. Each state
has different requirements for Notary applicants. The Notary
Signing agent must have demonstrated knowledge regarding and
related to notarization acts, and also be familiar with the
loan signing documents to be presented to the borrowers.
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WHAT SHOULD I BRING WITH ME TO THE SIGNING?
• A current government issued photo ID , with information
that includes a physical description and a signature.
• The document in its entirety that is being notarized.
This includes the pages to be signed and the supporting pages.
• All parties must be present for which a signature
is required must be present.
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